- Fewer charges from retailers for returned checks.
- Convenience and flexibility in managing your funds.
- On eligible personal checking accounts, payment of overdrafts up to
(
on business checking accounts) will normally be considered.
Occasional Overdraft Privilege Service is a discretionary overdraft service.
Rather than automatically returning insufficient funds items that you may have,
we will consider payment of your reasonable overdrafts.
We will still charge our normal
non-sufficient funds or overdraft charge, as set forth in our fee
schedule, for each item that would create an overdraft on your account.
New accounts have to be open at least ()
days and must remain in good standing which includes depositing
or more in
your account within each
()
day period. Of course, we can't promise
to pay every overdraft, not all accounts are eligible, and some restrictions
do apply.