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Consumer Lending
When you need to borrow money, the First will make the process quick and easy. We have experienced loan officers available at all six Hutchinson branch locations. We will help you choose the best loan product for your situation and assist you in filling out the loan application. Our local loan approval process means you deal with your local banker - not someone in another town or state or country.

Here are the loan solutions we offer:

Home Equity Lines of Credit Low closing costs* Accessible by check, FNB teller, or online banking Low monthly payments Automatic payment available Variable rate based on National Prime Auto Loans Get bargaining power with pre-approval New or used vehicles qualify Competitive rates and terms Competitive extended warranty Credit life and disability insurance available.

Home Equity Term Loan Low closing costs* Fixed monthly payment Automatic payment available Fixed rate for the life of the loan Debt Consolidation Loans Consolidate debt into one monthly payment A variety of products that work for you Personal Signature Loans Available for a variety of needs.

For questions or a rate quote, email us at consumer.loans@fnbhutch.com or call 620.694.2397.

* Loan requests between $5,000 and $25,000 will be charged a $100 appraisal fee. Loans over $25,000 will be charged a $250 appraisal fee.

All loans are restricted to the following counties in Kansas: Reno, Rice, McPherson, Kingman, Stafford, Pratt and Sedgwick.